Navigators must be licensed in Missouri. In May 2013, the Missouri General Assembly passed a bill that required the licensure of navigators. Gov. Jay Nixon signed the legislation that authorizes the state insurance department to license and regulate individual navigators and navigator entities in Missouri into law in mid-July. In late July, the Missouri Department of Insurance, Financial Institutions & Professional Registration filed an emergency rule outlining the application process, fees, examination and initial training of navigators.
Individuals must meet the following requirements to qualify for a navigator license.
- be 18 or older
- reside in Missouri or maintain a principal place of business in Missouri
- not be disqualified for having committed any act that would be grounds for refusal to issue, renew, suspend or revoke an insurance producer license
- successfully pass the examination approved by the directorwhen applicable, have the written consent of the director of the Missouri Department of Insurance under 18 U.S.C. §1033 or any successor statute regulating crimes by or affecting persons engaged in the business of insurance whose activities affect interstate commerce
- have identified the entity with which he or she is affiliated and supervised
- have paid the fees determined by the director