You can now view and shop for private health insurance plans available through the marketplace, as well as enroll in the plan of your choice. To have your health coverage begin January 1, 2014, you must enroll in a plan and make your first premium payment by December 23, 2013.
To learn about plan choices available in Missouri and to enroll in a plan, visit www.healthcare.gov. For questions, call toll free 800/318-2596. This is a 24-hour hotline that handles consumers’ questions.
What happens after December 15?
Open enrollment ends March 31, 2014. During the rest of open enrollment, if you enroll between the 1st and 15th day of the month and pay your premium, your coverage begins the first day of the next month. So if you enroll February 10, 2014, your coverage begins March 1, 2014. If you enroll between the 16th and the last day of the month and pay your premium, your effective date of coverage will be the first day of the second following month. So if you enroll February 16, 2014, your coverage starts April 1, 2014. After March 31, 2014, you can get new private health insurance for 2014 only through a special enrollment period if you have a qualifying life event like a job loss, birth or divorce.